Don't let tight budgets stop you from getting what you need. With Mobicred, you can shop with Toolcraft and over 55 000 other stores and pay it off with a flexible payment plan.
Mobicred uses OTPs to verify transactions and not linked to your existing credit card or bank account.
Just register for Mobicred online and add your payment method - and you're ready to shop!
Mobicred is a simple & convenient credit facility that allows you to safely shop online with participating retailers. Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit - allowing you to spend whatever you re-pay.
You can apply directly via the Mobicred website or by clicking on the Mobicred banner featured on one of the 55 000+ online stores accepting Mobicred at checkout.
To open an account, you’ll need to meet the following criteria: - Have a valid South African ID number. - Have an existing valid bank account, a valid email address and a RICA’d mobile number. - Be at least 18 years of age. - You may need to submit 3 months most recent bank statements or payslips.
You can purchase at any participating online store that offers Mobicred as a payment option. Simply select Mobicred within the checkout process. Sign in with your Mobicred details & receive a unique OTP to your phone. Enter the OTP to complete the payment.
Monthly instalments, as reflected in the Mobicred statement, will be deducted via Debit Order. You may also pay the outstanding balance via a direct EFT.
For more information on Mobicred and how you can get up to R35 000 in credit, visit: https://mobicred.co.za/help
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